Best loan companies for poor credit

Upstart is one of the few companies that look at factors beyond your credit score when determining eligibility. Borrowers with imperfect credit may qualify for a bad credit mortgage loan with alternative homebuyer programs.

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In particular FHA loans are available to borrowers with credit scores as low as 580.

. It also offers fairly low interest rates. But you will have to come up with a 35 down payment. Veterans with bad credit should look into getting a VA loan.

It considers factors like education.

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